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760-517-7171
One of the important steps in the home-buying process is to have a title search conducted. The title is the legal ownership record of a property and it's important to make sure there are no prior claims, also known as liens, on the house that might cause
Apr 27, 2023 | Purchasing a Home
If you are in the market for a home loan, an adjustable-rate mortgage may be very attractive in today’s higher rate climate. If you’ve looked into ARM loans, you may also have come across the term “convertible ARM.” If you’re unfamiliar with this product,
Apr 25, 2023 | Purchasing a Home
When market interest rates are lower than your current mortgage rate, it often makes sense to refinance into a new home loan to take advantage of the savings from lower interest. However, you don’t actually start saving money from day one, thanks to the c
Apr 20, 2023 | Refinancing a Home
There are many ways to structure a loan for buying a home. One lesser-known way is with an assumable mortgage. Here’s what that means and how it works: What is an Assumable Mortgage? An assumable mortgage is a home loan where the buyer legally takes over
Apr 18, 2023 | Purchasing a Home
As you go through the mortgage process, you may encounter the acronym PITI in some of your documents. No, this does not mean your mortgage company is taking “pity” on you and giving you a discount. It is simply a term that includes all the components (pri
Apr 13, 2023 | Purchasing a Home
As you begin the process to get a new mortgage, whether for a home purchase or a refinance loan, your lender will order an appraisal for the property to determine how much it is worth. That valuation will play a large part in your overall mortgage plan. I
Apr 11, 2023 | Purchasing a Home